Experiences

Purchase at Geneva Airport

  • Date: February 14, 2018
  • Home currency: Euro; Counterparty’s native currency: Swiss Franc.
  • Exchange rate offered via DCC: 1.10 CHF/EUR
  • WM/Reuters reference exchange rate: 1.1549 CHF/EUR
  • DCC markup: 5.01%

Swiss customs (car entry ticket)

  • Date: February 10, 2018
  • Home currency: Euro; Counterparty’s native currency: Swiss Franc.
  • Exchange rate offered via DCC: 1.10 CHF/EUR
  • WM/Reuters reference exchange rate: 1.15 CHF/EUR
  • DCC markup: 4.65%

Purchase at eBay

  • Date: August 29, 2017
  • Home currency: Euro; Counterparty’s native currency: US Dollar.
  • Exchange rate offered via DCC: 1.16 USD/EUR
  • WM/Reuters reference exchange rate: 1.2026 USD/EUR
  • DCC markup: 3.67%

Purchase at Amazon.com

  • Date: August 29, 2017
  • Home currency: Euro; Counterparty’s native currency: US Dollar.
  • Exchange rate offered via DCC: 0.870260884 EUR/USD
  • WM/Reuters reference exchange rate: 0.83153 EUR/USD
  • DCC markup: 4.66%

ATM in Europe

  • Date: April 20, 2017 (source: http://community.monzo.com)
  • Home currency: US Dollar; Counterparty’s native currency: Euro.
  • Exchange rate offered via DCC: 1.16206 USD/EUR
  • WM/Reuters reference exchange rate: 1.07665 USD/EUR
  • DCC markup: 7.93%

ATM in Croatia

  • Date: August 19, 2017
  • Home currency: Euro; Counterparty’s native currency: Croation Kuna.
  • Exchange rate offered via DCC: 0.1461 EUR/HRK
  • WM/Reuters reference exchange rate: 0.135189 EUR/HRK
  • DCC markup: 8.07%

ATM in United States of America

  • Date: September 8, 2013
  • Home currency: Euro; Counterparty’s native currency: US Dollar.
  • Exchange rate offered via DCC: 0.82 EUR/USD
  • WM/Reuters reference exchange rate on last work day: 0.76 EUR/USD
  • DCC markup: 7.90%

ATM in Hungary (3)

  • Date: December 5, 2012
  • Home currency: Euro; Counterparty’s native currency: Hungarian Forint.
  • Exchange rate offered via DCC: 269.40 HUF/EUR
  • WM/Reuters reference exchange rate: 282.49 EUR/HRK
  • DCC markup: 4.85%

ATM in Hungary (2)

  • Date: December 4, 2012
  • Home currency: Euro; Counterparty’s native currency: Hungarian Forint.
  • Exchange rate offered via DCC: 268.30 HUF/EUR
  • WM/Reuters reference exchange rate on last work day: 281.858 EUR/HRK
  • DCC markup: 4.95%

ATM in Hungary (1)

  • Date: December 3, 2012
  • Home currency: Euro; Counterparty’s native currency: Hungarian Forint.
  • Exchange rate offered via DCC: 260.78 HUF/EUR
  • WM/Reuters reference exchange rate on last work day: 281.858 EUR/HRK
  • DCC markup: 8.00%